Multiple applications for credit affect our ability to get the best deal, by all means it is your God given right to shop around however don't go overboard. If at first you don't succeed, don't try, try again until you've determined why you were rejected and have taken steps to address it. Credit scores are the primary determinant of who gets approved for loans, and if you didn't check your credit score before you applied the first time, it behooves you to do so before applying again. Many loan applications automatically trigger a credit check, each of which can knock a few more points off your credit score, making what might have been a bad situation even worse.
If your credit score is accurate and you've taken all possible steps to improve it, you're ready to do what we recommend for all car buyers: Shop around for a good interest rate before returning to a dealership. RCKFS have years of experience we know how to get the best deal we can help you find your dream ride then we will negotiate on your behalf with the vendor, that is the RCKFS difference. Why not sign up for a free quote Enter your details here for a call back from one of our finance professionals within 4 business hours !